RE visit

Hmmmmm....where, oh where do I begin?

Today we went to the big scary (in)fertility clinic at the big scary teaching/research hospital. The long and short of it is: IVF is likely to be the only logical choice for our next step. We met with a very nice, very informative nurse practitioner. She laughed when I asked about BBTs and endometrial biopsies. She also said that I was "way beyond" clomid as treatment. She was nice enough not to use a biological clock analogy, but she echoed my concerns about my age. After all, my infertility problems are not going to get any better the older I get. So I have my order for cd 3 b/w which will be tomorrow, clomid challenge on days 5-9, then repeat b/w next Thursday. C will have an SA next week, then I think I have to have an u/s, but I'm not sure on what day. I left with my head spinning from all the information, some of the details are a little fuzzy right now. As long as my fsh is not too high (it was around 4 last fall), then she strongly recommends IVF. My big hesitation about IVF has always been the money. We met with the financial person and got the breakdown on costs: $7,950 for all office visits, ultrasounds, procedures and blood work. Then there is the a la carte choices like embryo freezing, ICSI, embryo storage fees. Medications are separate and run between $3,000 and $5,000. So when all is said and done - one cycle = about $13,000. Right now I am paying about $400 per IUI cycle as they have been billing my u/s as diagnostic. However, if we do IUI with injectables(because I am "way beyond" clomid) then costs for IUI would run about $5,000. The stinker part of the IUI is there would not be a guarantee that I will ovulate on the left, so that $5,000 might as well be flushed down the toilet. At least with IVF we would bypass the tubes (or tube, rather).

So how do we pay for this, if we decide to move forward? The nurse practitioner patted me on the leg at one point and told me that if I worked at the big scary teaching/research hospital then IVF treatments are covered up to $35,000. As soon as I got home I looked on the job postings, and there is a couple of positions open on their childbirth center. C (who right now owns his own business) really stepped up to the plate and said that he would look for full or part time work at the big scary hospital too. He said that I was shouldering enough of this burden, that it shouldn't all be on me to finance this too. I would marry him all over again! I also happen to look at IT postings and there are a couple of jobs that he would be suited for as well.

Now, there are quite a few positives about changing jobs for both of us, including opportunities for career advancement, increased pay, for me- access to state of the art medical technology and medical staff. The major negative is that the big scary hospital is an hour away. If C took a job there, we would lose our flexibility in scheduling daycare and quick getaways. If I took a job there, I would be away from home too much. Unless I worked there 20 hours per week (minimum hours for full benefits) and then worked per diem at my current hospital. There is so much to think about, I'm don't know how we will make this decision. I'm trying to just take this one step at a time. First we have to get through the lab work to see what we are dealing with. I'm guessing that we will not be really doing anything for at least a couple of months. There are some other options for creative financing, but I think that they would be a little irresponsible and potentially put us in the poor house.